Case Study Industry Self Regulation Without Sanctions ...

Self-Regulatory Arrangements: Exploring the Power of Business in Self-Regulatory Regimes Luis A. Santiago-Gaetan University of Massachusetts-Amherst Case Studies Case Study #1: Industry Self-Regulation Without Sanctions: The Chemical Industry’s Responsible Care Program (King and Lenox, 2000) According to the study, the creators of the Responsible Care Program claim that it was created to promote continuous improvement in member company environmental, health and safety performance in response to public concerns, and to assist members demonstration of their improvements to critical public audiences (King and Lenox, 2000). It is also documented in the study that the authors claim that the Responsible Care Program was created in October 1989 (King and Lenox, 2000). Actually, during the conducting of this study, the researcher found discrepancies with that timeline. According to official documents from the American Chemistry Council, formerly known as the Chemical Manufacturers Association (CMA), the Responsive Care Initiative was enacted and launched in Canada in 1985 by the Chemistry Industry Association of Canada (ACC, 2013). Additionally, later in 1988 was adopted by the American Chemistry Council, which back then was CMA, since then, the Responsible Care Program Guiding Principles have been revised many times (ACC, 201). During the 1980’s and more specific the during the period when the Responsible Care Initiative was enacted in 1985, the chemical industry as aShow MoreRelatedEnvironmental Auditing Guide10205 Words   |  41 Pagestechnical publications of EIGA or under EIGA s name, including Codes of practice, Safety procedures and any other technical information contained in such publications were obtained from sources believed to be reliable and are based on technical information and experience currently available from members of EIGA and others at the date of their issuance. While EIGA recommends reference to or use of its publications by its members, such reference to or use of EIGA s publications by its members or third partiesRead MoreBackground Inditex, One of the Worlds Largest Fashion Distributors, Has Eight Major Sales Formats - Zara, Pull and Bear, Massimo Dutti, Bershka, Stradivarius, Oysho, Zara Home Y Kiddys Class- with 3.147 Stores in 70100262 Words   |  402 PagesInterorga nisational management of environmental and social aspects in the supply chain Case studies from the textile sector Doctoral dissertation the international institute for industrial environmental economics Lund University, Sweden  IIIEE DISSERTATIONS 2009:2  Responsibility in the Supply Chain Interorganisational management of environmental and social aspects in the supply chain Case studies from the textile sector Beatrice KOGG Doctoral Dissertation May 2009 Read MorePlastic Bag16617 Words   |  67 Pagesthem. Many grocery stores now collect plastic bags for recycling. If yours doesn t, check with your community recycling program to learn how to recycle plastic bags in your area. ---______________________________________________________________________________________________- REPUBLIC ACT 9003 January 26, 2001 AN ACT PROVIDING FOR AN ECOLOGICAL SOLID WASTE MANAGEMENT PROGRAM, CREATING THE NECESSARY INSTITUTIONAL MECHANISMS AND INCENTIVES, DECLARING CERTAIN ACTS PROHIBITED AND PROVIDING PENALTIESRead MoreCredit Risk Management of Basic Bank23409 Words   |  94 PagesChapter 1 Introduction 1.1. Origin of the report As a part of the Internship Program of Bachelors of Business Administration course requirement, I was assigned to do my internship at Bangladesh Small Industries and Commerce Bank Limited popularly known as BASIC Bank Limited for the period of three months starting from December 20, 2006 to March 20, 2007 as an intern by the Internship Placement Committee of Department of Accounting Information Systems, University of Dhaka. Here at BASIC BankRead MoreCNPC CSR report25861 Words   |  104 Pagesaffiliated companies, verified the authenticity of case studies, extensively solicited opinions and actively responded to the concerns of all stakeholders. References: The Guideline on Fulfilling Social Responsibility by Central Enterprises issued by the State-owned Assets Supervision and Administration Commission. We also referred to the Sustainability Reporting Guideline (G3.1) published by Global Reporting Initiative, Oil and Gas Industry Guidance on Voluntary Sustainability Reporting (2010)Read MoreDesigning a Sustainable Solid Waste Collection System in Morocco11666 Words   |  47 Pagesï » ¿Designing a Sustainable Solid Waste Collection System in Morocco Introduction Solid waste management is a matter of great concern in most urban towns in developing countries around the world. The local authorities are responsible for managing municipal solid waste but are in most cases, they are unable to discharge their duties effectively because they lack the capacity to handle the complexities of the process in terms of the design and appropriate systems. Therefore, in the design of a sustainableRead MoreCollin Technologies Case Study Essay examples33525 Words   |  135 PagesTechnologies Case Study Baldrige Performance Excellence Program National Institute of Standards and Technology (NIST) †¢ United States Department of Commerce July 2013 To obtain Baldrige Program products and services, contact Baldrige Performance Excellence Program Administration Building, Room A600 100 Bureau Drive, Stop 1020 Gaithersburg, MD 20899-1020 Telephone: (301) 975-2036 Fax: (301) 948-3716 E-mail: baldrige@nist.gov Web: http://www.nist.gov/baldrige The Collin Technologies Case Study is a fictionalRead MoreMultinational Companies and Their Social Responsibilities (Α Case Study of Shell, Nigeria)15078 Words   |  61 Pagesall extractive industries including crude oil mining companies has underlined the following principles that should be respected in doing business: i. Social and economic development of host communities ii. Provision of basic social services iii. Regard for Human Rights iv. Good governance and civil society involvement. There have also been some initiatives by NGOs and interest groups within the extractive industries such as: i. Publish What You Pay ii. World Bank Extractive Industries Review iii.Read MoreBhopal Gas Disaster84210 Words   |  337 PagesExecutive Summary On December 3, 1984, toxic poisonous methyl isocyanate gas leaked from Union Carbide India Limited (UCIL s) pesticide plant in Bhopal. The gas leak triggered a disaster that is now widely recognized as the world worst industrial catastrophe. Thousands of people were killed instantly and more than 25,000 people have died of gas-related illnesses, several thousands more maimed for life since. Union Carbide negotiated a settlement with the Indian Government in 1989 for $470 millionRead MorePrison Reform Topic Paper : Prisons6604 Words   |  27 Pageseducators, and even prisoners are divided about the right answers. There is disagreement in the US about the purpose of the prison system. On the one hand, the regulations of the prison system may seek deterrence, incapacitation, or retribution to avoid appearing too soft on criminals (Zyl Smit, 2010; Rossum, 2003). On the other hand, the regulations of the prison system may seek to opportunities to resocialize prisoners or to effect cha nges in the character, attitudes, or behavior of the convicted offender

Organizational Behavior Essay - 1591 Words

Abstract Organizational Behavior is the study and application of knowledge about how people, individuals, and groups act in organizations. It does this by taking a system approach. That is, it interprets people-organization relationships in terms of the whole person, whole group, whole organization, and whole social system. Its purpose is to build better relationships by achieving human objectives, organizational objectives, and social objectives. Organizations are social inventions for accomplishing common goals through group effort. The basic characteristics of organizations are that they involve the coordinated efforts of people working together to accomplish common goals. They are open systems that take inputs from the external†¦show more content†¦Employees attitudes and behavior will be influenced when there is confrontation or tension in the work place. The five dimensions of personality are:  § Extraversion. Sociable, talkative vs. withdrawn, shy.  § Emotional Stability/Neuroticism. Stable, confident vs. depressed, anxious.  § Agreeableness. Tolerant, cooperative vs. cold, rude.  § Conscientiousness. Dependable, responsible vs. careless, impulsive.  § Openness to Experience. Curious, original vs. dull, unimaginative. Employees learn practical skills to include job-specific skills, knowledge, and technical skills; intrapersonal skills such as problem solving, critical thinking, learning about alternative work processes, and risk taking; interpersonal skills including interactive skills such as communicating, teamwork, and conflict resolution; and cultural awareness which involve learning the social norms of organizations, understanding company goals, business operations, and company expectations and priorities. They can learn these skills through the Operant Learning Theory which works through positive and negative reinforcements. Or the Social Learning Theory which is learned from modelling, self efficacy, and self-management. Understanding personalities is important to a manager to have a successful organization. Values are broad preferences for particular states of affairs. Values tend to differ across occupational groups and across cultures.Show MoreRelatedOrganizational Citizenship Behavior4841 Words   |  20 PagesTable of contents: Page # 1. Literature Review 1 1.1. What are Organizational Citizenship Behaviors (OCBs) 1 1.2. OCB and its link with Organization 3 1.3. How OCB’s are exhibited by employees 4 1.4. Importance of OCB 5 1.5. Effect of OCB on employees 6 2. Introduction to Organization 6 2.1. Allied Bank Limited 7 2.2. Meezan Bank Limited 7 2.3. First Women’s Bank 7 2.4. MCB 7 3. Findings and resultsRead MoreOrganizational Behavior1284 Words   |  6 PagesBachelor of Business Administration (Hons) Course Title : Organizational Behavior Course Code : BUS 250 Year of Study : 2 Number of Credits : 3 credits Duration in Weeks : 12 weeks Contact Hours Per Week : 3 hours Pre-requisite Course(s) : BUS 120 Principles and Practice of Management Course Aims The course provides students with a conceptual and a pragmatic approach to understand the employees’ behavior in the organization. This course equips students with the knowledgeRead MoreOrganizational Behavior1387 Words   |  6 PagesOrganizational Behavior Michael J. Bonnie CJA444 June 5, 2014 Eddie Gordon Organizational Behavior Organizational behavior is the study of how employee’s behavior interacts within an agency’s work environment. It includes many subjects which include sociology, communication, psychology, and management. Its primary purpose is to review and report in the ever expanding study in criminal justice organizational behavior areas in the workforce. This discussion focuses on the forces of change andRead MoreEssay Organizational Behavior1057 Words   |  5 PagesOrganizational Behavior Organizational behavior: Organizational behavior refers to the attitudes and behavior of the individuals in the organization. Organizational behavior is a inter-disciplinary field of study that draws from many of the behavioral sciences. The goal of organizational behavior is to apply the concepts from the other behavioral sciences to pressing problems that management may be facing, as well as applying organizational behavior to the administrative theory and practicesRead MoreOrganizational Behavior And Human Behavior1217 Words   |  5 PagesOrganizational behavior studies the impact of groups, individuals, and structures have on the personal human behavior within many organizations. There is many different definitions of organizational behavior, but they are all relatively the same in all cases. â€Å"Organizational behavior studies organizations from multiple viewpoints, including behavior within the organization and in relation to other organizations (Boundless.com).† This is not just the study o n one organization, but the study withinRead MoreOrganizational Behavior : Organization Behavior2093 Words   |  9 PagesIntroduction Organization behavior is the study and application of information regarding how an individual or group of people within an organization behaves. According to John Schermerhorn author of the book Organizational Behavior Twelfth Edition, organizational behavior is the key characteristic used to maintain and enhance interaction levels amongst employees within a company (Schermerhorn, 2011). There are additional characteristics such as leadership, openness to confer in relation to issuesRead MoreOrganizational Behavior And Organizational Behaviour1644 Words   |  7 PagesThe above drawn figure shows about organisational behaviour. It highlights the bonding among human behaviour in organizational settings, the individual - organization interface, the organization, the environment surrounding the organization. In an organization each and every individual brings its own experience, managerial and effective skills. Classical Organizational theory:- Popovich (2010) said that in this theory, the concentration mainly goes in how an organization can be structured inRead MoreOrganizational behavior1577 Words   |  7 PagesOrganizational Behavior: An Analysis of Helm Fire and Rescue Company Introduction Organizational Behavior is referred to as the study of individuals and their relative behavior subject to the existing organizational environment. The concept applies in a diverse workplace setting in different ways and had diverse impacts to the organization. Organizational behavior field includes communication, sociology, psychology, and management. The concept is subject to both internal and external factors affectingRead MoreOrganizational Behavior5621 Words   |  23 PagesChapter 1 - The Field of Organizational Behavior Multiple Choice Questions 1. Pharmacia is an example of a company that: a. experienced culture clashes as a result of a merger. b. ignored technological advances to its harm. c. is a great employer in terms of human resources, but an unprofitable company. d. focused on balance sheets rather than human resources. Answer a Page 2 2. _____ is a structured social system consisting of groups and individuals working together toRead MoreOrganizational Behavior And Organisational Behavior2512 Words   |  11 PagesNowadays with the new millennium speeding towards us and competitive advantage more rapidly than ever, organisational behavior is one of the most direct relevance study for deeper understanding of management context. Indeed, it’s about how people organised and managed at work, which contains the study of leadership, motivation and organisational design to examine human behaviour in relation to various psychological, social and political conditions. The purpose of study this subject from regulatory

Missionary Farewell Talk Free Essays

If you’d have told me a year ago that I’d be standing here in front of you talking about going on a mission, I’d have laughed at you. Well, here I am. It has been a long and interesting journey in getting me here today, but, as a popular Kenny Chesney song professes â€Å"The laughs, the smiles, the trials, the tears, it’s hard to hate what got me here. We will write a custom essay sample on Missionary Farewell Talk or any similar topic only for you Order Now † Well, I’m here and am very excited to move on to this next chapter in my life. I’d be a fool to think that the coming years, though filled with joy and enlightenment, won’t bring with them my fair share of hard times and adversity.I think the most frightening part of everything leading up to my mission lies in the fact that I’m not exactly sure when those hard times will present themselves, nor how they will present themselves. Joseph B. Wirthlin once compared life to running a marathon. At some point in the marathon of life, we will all â€Å"hit the wall,† which Elder Wirthlin defined as â€Å"feeling a sudden urge to quit, encountering an almost tangible barrier that requires a tremendous effort to overcome. Farewell to Manzanar, written by Jeanne Wakatsuki Houston, Japanese American, and James D. Houston. The harsh reality of life is that we will all hit at least one of these walls at some point in our lives. So what will each of us do when we stand at the base of our own personal walls? Will we rise to the occasion and break through? Or will we crumble in the face of seemingly insurmountable odds? What we do when we get to these proverbial walls is what will ultimately define us as people. Being one who enjoys the study of history, I have often looked to those who have come before me to find the strength I need to press on. I think about those who have been disowned by their own families because of personal beliefs, the pioneers that crossed the plains despite the harshest of conditions, those families who have ever sent a loved one overseas in support of the freedom we all hold so dear, and the horrible persecutions suffered by those early members of the church. After remembering them I think to myself, â€Å"Do I really have it all that bad? † In sections 121, 122, and 123 of the Doctrine and Covenants, it highlights the revelations given to Joseph Smith as he was incarcerated at Liberty Jail. It was one of the coldest winters on record in Missouri and they weren’t given blankets sufficient enough to keep them warm. Their food was often dirty and unclean, sometimes even poisoned. Even Joseph himself spoke of the jail as a â€Å"hell surrounded by demons. † I doubt most of us here will ever have to endure something as extreme as those suffered by the Prophet Joseph and his companions during the winter of 1838-1839. The best example we should all look to when faced with trying times, however, is that of our Savior Jesus Christ. So great was his suffering that he bled from every pore in Gethsemane. Later, a crown of thorns was placed upon his head and he was severely scourged. So extreme were the events leading up to the actual crucifixion that he couldn’t even carry his own cross to Calgary, as was customary. In my studies, I’ve come across literature that discusses in detail the medical aspect associated with crucifixion. Crucifixion was arguably the cruelest form of punishment ever devised by man. To sum it all up, those who were crucified suffered through an unequivocal amount of pain. Where do you think the word excruciating comes from? So, I ask again, is it really that bad? The answer is NO. â€Å"The Son of Man hath descended below them all,† (DC 122: 8) and nobody that has ever lived or ever will live has suffered as much as He did. No matter what this life throws at us, we can all find comfort in knowing that there is always someone who knows exactly how we feel, because Christ suffered for all of that so that we could one day stand before God and live with Him again. Some will always ask â€Å"Why me? † when troubling times come upon them. It is important to remember that just because trials and tribulations are heaped upon us, it doesn’t mean we have somehow strayed from the straight and narrow path. All of the prophets have faced some sort of persecution in their lives. Jesus Christ suffered more than any other being that has ever lived, even though he was the most worthy individual to have ever walked upon the face of this earth. All of the troubles are simply trials of our faith, and God will never, ever, put a trial before us that he knows we cannot overcome. He will always provide a way for us to rise above any trial or temptation that may come our way. A true test of our faith can only be measured if we use that faith during the times when things aren’t going according to plan. Back in Liberty Jail, the Lord tells Joseph that all of these trials are for our own benefit, saying â€Å"If thou art called to pass through tribulation†¦know thou, my son, that all these things shall give thee experience, and shall be for thy good. † (DC 122: 5, 7). In Jackson County, Missouri, the Lord tells Joseph that glory follows these trials, â€Å"For after much tribulation come the blessings†¦Ã¢â‚¬  (DC 58: 3-4). Adversity exists in the world today to provide the much needed contrast that helps us to discern right from wrong, after all, â€Å"†¦it must be needs be, that there is an opposition in all things. † (2 Nephi 2: 11). If it weren’t for pain, we would feel no pleasure. If not for sadness, we could have no joy. We’ve all felt the great sense of accomplishment that accompanies the completion of a large project, even though these projects can be very stressful at times. If life weren’t hard from time to time, then the fruits of our labors would cease to be sweet. Elder Neal A. Maxwell once counseled that â€Å"Rather than passing through trials, we must allow trials to pass through us in ways that sanctify us. † It isn’t enough to merely experience trials, but we must go through them in such a way that we can learn from each individual experience so that we can grow closer to our Father in Heaven. I think it is most unfortunate when someone is going through an extended trial and the idea starts to creep into their mind that God no longer rests with them and has ceased to answer their prayers because He doesn’t love them anymore. We must always remember that God loves each of us unconditionally and will never abandon any of us. To reassure those who may have doubts, Jeffrey R. Holland provided these inspiring words, (Quote—Chariots of Fire). He will answer your prayers in His own due time. It truly pains Him to put each of us through our own trials, but we must remember that He doesn’t put us through them to punish us, He does it because He loves us and knows that this is the only way which we can grow to become like Him. When it is all said and done, God just wants us to be happy, for â€Å"†¦men are, that they might have joy. (2 Nephi 2: 25). President Monson once counseled that we must â€Å"†¦find joy in the journey†¦Ã¢â‚¬  of life. The Lord even counseled Joseph Smith of this as he was imprisoned in Liberty Jail, saying â€Å"Therefore†¦let us cheerfully do all things that lie in our power; and then may we stand still, with the utmost assurance, to see the salvation of God, and for his arm to be revealed. † (DC 123: 17). Even during the darkest of times, the Lord still wants all of us to ultimately find happiness. The Lord promises everyone that if we will endure to the end, He will give us eternal life. A common misconception, though, is that enduring to the end means to simply â€Å"hang in there† when trials come our way. Elder Wirthlin sees it as being much more than that. Rather than simply suffering through life’s challenges, he sees it as a process in which we use these challenges to come unto Christ and become perfected in Him. If we remain faithful during our own dire circumstances and use them as learning experiences to become more Christ-like, God cannot deny you a spot with Him in the Celestial Kingdom. How to cite Missionary Farewell Talk, Essay examples

Motor Training Essays (4147 words) - Educational Psychology

Motor Training Motor training to develop readiness, motivation and means of expression, as a basis for learning programs Motor activity is fast becoming a valuable aid in the teaching of academic subjects to elementary school children. The realization of the place motor activity has in the classroom does not imply that physical activity is a prerequisite to learning but rather a method through which a child can learn more easily and understand more fully. Training in physical coordination is not only helpful in providing a child with a mode for expressing what has been learned, but it has become a factor in instilling in the child a willingness and readiness to learn and has also introduced itself as a base for a learning program. One writer, Maritain (1966), has described the function of education as primarily a source of liberation. In the case of the child whose learning problems stem from a learning disability, this liberation would consist of allowing the child to move about, to explore, and to receive impressions, to respond and to express. This call for movement as a basis of learning is further substantiated by Getman's theory that the skill of motor control and coordination is a necessary prerequisite to every intellectual activity. Cratty (1970) further states that movement is learning; learning requires movement. Some theorists seem to attribute all intellectual achievement to motor development rather than viewing motor activity as an aid to learning. One theory implies that certain motor activities when properly applied would prepare children in the intellectual areas of spelling, reading, and similar intellectual tasks during the child's first year in school. Cratty 1970). This theory may hold true if the motor activities are somehow related to the intellectual processes involved. It is important to remember that normal children have other resources to draw upon, namely a brain which permits the thinking and processing of ideas; movement alone cannot guarantee intellectual achievement but motor activity incorporated with intellectual processes can be tremendously successful. EXPRESSION One of the most undisputed ways in which intellect is affected by motor coordination is in tasks involving the written expression of intellectual thoughts in a certain area. One clinical study involving children whose verbal intelligence quotients were fifty points above their performance IQs showed that these children experienced a great deal of frustration when directed to convey their thoughts to written word. (Hellmuth 1968). Although the problem may involve the children's ability to express themselves there is a great possibility that they cannot write quickly or well and that the frustration experienced when placed in the writing situation interferes with their ability to formulate and express their thoughts. It should be noted that this writer is aware of other causes of inability in written expression other than strictly motor incoordination. As stated by Johnson and Myklebust, (1967) some children cannot transduce visual information to the motor system. This does not necessarily result from a visual or motor defect but as this paper is not about disorders of written language it will not be explored here. Since many of the so-called "show-what-you-know" tests are actually speed tests, a child with an eye-motor incoordination is handicapped by an inability to write quickly and accurately. If a child cannot move the hands accurately when putting thoughts on paper, usually academic difficulties will appear which could, in turn, lower the child's self-concept and contribute to the cause of an emotional problem. Grace Fernald (1973) points out the importance of avoiding a negative self-concept, due to failures, and the resultant emotional disorder. Myklebust (1968) points out that training in any aspect of a child's psychological development, such as motor, language, perception, and higher cognitive functions will help the child's emotional adjustment which will in turn lead to the ability to learn in school. One cannot always determine if the learning problem is primary or secondary to the emotional problem. Myklebust (1971) states that the following authors feel that a positive relationship exists between the two variables of learning and emotional problems; Bender, 1956, Bryant, 1966, Fernald, 1943, Gates, 1941, Giffen, 1968, Harris, 1970, Natchez, 1968, and Rabinovitch, 1962. Bryant Cratty (1969) recommends that children with visual-motor deficits be given special attention motorically and practically. The latter involves simply allowing the child alternative modes of expression, such as allowing the typing of tests and/or assignments or permitting tests to be taken orally with the same questions given to other classmates so that the child can succeed at a par with peers. The second form of compensation, for these children, involves concrete methods to improve their visual-manual skills through such

How To Buy A Home Essays - Real Estate, Mortgage Loan, Free Essays

How To Buy A Home Essays - Real Estate, Mortgage Loan, Free Essays How To Buy A Home Buying Real Estate Prepare Like so many things in life, when it comes to buying Real Estate, proper preparation is one of the keys to success. Don't want to find yourself in a neighborhood you don't like? Don't want to be making mortgage payments on a house in which you are uncomfortable? Don't want to waste your time falling in love with houses you can't afford? In a word, prepare! One of your most important tasks will be determining your needs. It can help to avoid either a nasty disappointment or the pain of buying more house than you need (or can afford). Distinguishing needs from wants will go a long way in preventing expensive mistakes in the house buying process. Establish some basic parameters and stick to them. When house hunting, it is easy to get swayed by the emotion of the momentand end up with more house than will be financially comfortable. Do your mortgage investigation early. Odds are strong that you will be working with Real Estate Agents when you buy a house. Before you go on a house search, familiarize yourself with how Agents work and most importantly, who they represent. Thousands of buyers have made the huge mistake of assuming that the Agent with whom they were working represented them in the transaction, when, in reality, the Agent represented the seller. Determining Needs Want to save a lot of aggravation and possibly a great deal of money when you buy a house? Spend a few hours determining precisely what your needs are before you begin your house search. Examples of NEEDS Examples of WANTS Enough square footage for comfortable living Carpeting color, paint color, exterior color, roof color, etc. Enough bedrooms to accommodate your family Pool or Jacuzzi (unless for medical reasons) Adequate number of bathrooms Wood floors Eat-in kitchen Bay windows Garage or basement for storage needs Built-in entertainment center Lot size to accommodate children's play area Brass lighting fixtures Adaptation for Handicapped Skylights Proximity to a specific school A pretty view Gameplan If you haven't already done so, investigate your housing needs and wants to determine what types of houses you should be considering. Learn who The Players are in a Real Estate transaction so that you will know who is responsible for what. Get your financial picture in focus as soon as possible. Get a copy of your Credit Report to see if there are problems or disrepencies that you need to deal with. Familiarize yourself with the mortgage process. Get Pre-Qualified from a Mortgage Lender. Do this first. Your Agent will need your mortgage qualification, and it will significantly strengthen your offer when you find a home. At LendingTree, you can submit a quick application, and within 2 business days get up to 4 offers from lenders so that you can compare terms and rates. Find an Agent that you trust. It is important to do this before you go rushing off looking for homes or you may end up with no representation. See the Agent Representation section for an important discussion regarding who represents whom. When you find an acceptable house, write a contract. Negotiate your best deal. Make a formal loan application. Arrange for home inspection. Arrange for closing agent or attorney. Make moving plansfor an innovative and money-saving approach to moving, click here. Secure final loan approval and commitment from the lending institution. Do a final walk through of the house. Final closing and settlement. Move to your new home and begin enjoying it!! The Players Real Estate is never bought and sold on your own The vast majority of home buyers enlist the services of a Real Estate Agent, a Lender, a Professional Home Inspector, and a Closing Attorney or Escrow Agent. Knowing what each is responsible for will help your understanding of the process and eliminate confusion as you proceed. Sellers: Familiarize yourself with seller motivations and psychology. Real Estate Agents: An Agent may or may not be your representative. an Agent will arrange to show you houses that are available through a Multiple Listing Service. Without the use of an Agent, you will be limited only to those houses that are For Sale By Owner. The Agent will coordinate the offer, negotiations and the contract of sale. Lenders: A broad term that refers to the person originating the loan to

A Beginners Guide Tenses of Latin Verbs

A Beginner's Guide Tenses of Latin Verbs Latin is an inflected language  where the verbs include a lot of information about the sentence. Sometimes the verb is the only word in the sentence. Even without a noun or pronoun, a Latin verb can tell you who/what the subject is. It can also tell you the time frame, interval, or tense. When you parse a Latin verb, you deconstruct these and other facets of the Latin. When you parse a Latin verb, you list the following: Meaning/translationPersonNumberMoodVoice (active/passive)Tense/aspect Tense, as mentioned, refers to time. In Latin, there are 3 simple and 3 perfect tenses, a total of 6, and they come in both active and passive forms. Moods in Different Tenses The Indicative Mood is the most common and thats what this page is about. You need to make note of the mood when parsing a verb. Most statement sentences use the indicative. In English, we generally contrast indicative with conditional sentences, although English has the Latin moods (Indicative, Subjunctive*, and Imperative**). Present Tense The first of the simple tenses in the Indicative Mood is the present tense. The present tense in the Indicative Mood has both Active and Passive voices. The present tense shows action that is happening now. I walk - ambulo Latin Imperfect Tense The next tense is the imperfect, which conveys incompleted action in the past. Imperfect means incomplete or unfinished. When translating an imperfect verb, the simple past tense sometimes works. Other times, was plus an -ing ending on the verb or used to plus the verb will convey the incompleted past action. I was walking - ambulabam The imperfect tense in Latin is used for both continuous and habitual actions in the past. Latin Future Tense The third tense is the future tense. A verb in the future tense conveys an action that will happen in the future. The customary auxiliary verb denoting the future tense is will. He will walk - ambulabit The 1st person singular future ambulabo is translated I shall walk technically. Most people in the U.S., if not in the rest of the anglophone world, would say I will walk. The same is true of the 1st person plural ambulabimus: technically, its we shall walk, but in custom, its we will walk. In the second and third person, its just will without qualification. Latin Verb Endings Active Singular -o, -m-s-t Active Plural -mus-tis-nt Passive Singular -or, -r-ris-tur Passive Plural -mur-mini-ntur Perfect Active Endings Singular   -i-isti-it Plural -imus-istis-erunt (sometimes -ere) Past Tenses Past or perfected tenses are used for completed actions. There are 3 such tenses: Perfect,PluperfectFuture perfect. Latin (Past) Perfect Tense Generally simply called the perfect tense, this tense refers to an action that has been completed. Either a simple past tense ending (e.g., -ed) or the auxiliary verb have conveys the perfect tense. I walked - ambulavi You may also translate it: I have walked. Latin Pluperfect Tense A verb is in the pluperfect tense if it was completed prior to another. Usually the auxiliary verb had signifies a pluperfect verb. I had walked - ambulaveram Latin Future Perfect Tense Future perfect is used to convey an action that will have been completed prior to something else. Will have are the customary auxiliary verbs. I will have walked - ambulavero *  More advanced:  In the Subjunctive Mood, there are 4 tenses, both active and passive: Present,Imperfect,Perfect, andPluperfect. ** There is ordinarily one Latin tense in the Imperative Mood, with both active and passive forms.

Categorical definition arguement writing about heros Essay

Categorical definition arguement writing about heros - Essay Example His personality used to be exalted. In mythology or in the great epic of the world Ramayana, the hero is Ram. Ram is shown as an obedient, selfless, and the most valiant person of the world. But in the modern time the concept of hero has changed. The hero is supposed to be the person who has glamour due to his qualities. The modern heroes can be of different field such as the hero in sport, cinema, or politics. The hero in modern term is the person who has his influence on the people and he is an idol for them. The influence of the hero could go even to that height where the ordinary people start thinking him as a divine figure and they worship him. In India, especially in South India the people are so crazy about films and the heroes of the film that they have built the temples of these heroes. It is the different thing whether these people deserve worship or not, but the major point here to be considered is that the height of influence of the hero can go at any stage. It is always the quality of the hero to battle hard and reach to the pinnacle of success by overcoming all odds. These heroes have tremendous power and strength. There are different types of heroes; among them are seeker, victim hero, anti-hero, tragic hero, epic hero, culture hero, folk hero and reluctant hero. A Hero is a man who ardently devotes his life to the divine and inner truth and shares his vision with the rest of the world. For Carlyle, this is the definition of a true man: one who is a deep and spiritual being, living his life by divine truths. Carlyle in his book â€Å"On Heroes, hero-worship and the heroic in history,† he talks about the following different categories of the heroes† â€Å"All sorts of Heroes are intrinsically of the same material; that given a great soul, open to the Divine Significance of Life, then there is given a man fit to speak of this, to sing of this, to fight and work for this, in a great, victorious, enduring manner; there is